Factors Affecting the Intention to Use Electronic Banking Services Via Mobile Phone in Iraq and Solutions to Improve Them. JOURNAL OF UNIVERSITY OF BABYLON for Pure and Applied Sciences, [S. l.], v. 31, n. 2, p. 45–54, 2023. DOI: 10.29196/jubpas.v31i2.4654. Disponível em: https://www.journalofbabylon.com/index.php/JUBPAS/article/view/4654. Acesso em: 3 may. 2025.